Lighthouse Policy — insurance software for the Philippines Lighthouse Policy, by Parola Systems, Inc. of Bonifacio Global City, Taguig, is an open, AI-powered core policy engine for Philippine insurers, MGAs, brokers and agents. Model insurance products visually, run the full policy lifecycle — quote, bind, issue, endorse, renew, cancel and reinstate — and distribute through brokers and open APIs on one modern platform. What the platform covers

Core policy administration system (PAS) with a full audit trail on every transaction

Visual insurance product builder — coverages, terms, options, packages and pricing

Real-time rating engine with premium simulation before publishing

AI copilot that drafts product configurations and explains rules in plain language

Built-in broker and agent distribution workspace

Open APIs, webhooks and event streams — no vendor lock-in

Legacy core insurance system modernization, migrated line by line

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